Secured & Unsecured · Flexible · Fast Disbursal
Corporate Loans for Every Business Need. No Use Restrictions.
Whether you need working capital, expansion funding, equipment finance, or strategic capital — DIKSHI LEAFIN's general purpose corporate loans give you the funds you need with minimal documentation, fast approvals, and zero restrictions on how you use them.
- ✓ Secured loans (lower rates, larger amounts)
- ✓ Unsecured loans (no collateral, based on business strength)
- ✓ No restrictions on fund end-use
- ✓ Loan amounts from ₹5L to ₹50 Crore+
- ✓ Flexible tenure: 6 months to 84 months
- ✓ Approval within 48–72 hours for eligible applicant
💼 Quick Corporate Loan Assessment
Loan Range
Typical Approval
End-Use Restrictions
Flexible Tenure
Choose Your Loan Type
Secured or Unsecured — Both Designed for Business
DIKSHI LEAFIN offers two types of corporate loans. Choose based on your preference, collateral availability, and rate requirements.
Secured Corporate Loans — More Capital at Lower Rates
Secured corporate loans are backed by collateral — property, inventory, receivables, equipment, or financial assets. The security gives lenders confidence to offer larger loan amounts at more competitive interest rates, making secured loans ideal for established businesses with assets to leverage.
DIKSHI LEAFIN structures secured corporate loan facilities tailored to the nature and value of your collateral, your business cash flows, and the specific purpose of the funding — ensuring you access maximum capital at the most efficient cost.
- ✓Larger loan amounts — typically from ₹1 Crore to ₹100 Crore+
- ✓More competitive interest rates due to collateral backing
- ✓Longer tenures available — up to 84 months
- ✓Suitable for property, machinery, inventory, and receivables as security
- ✓Unrestricted end-use — working capital, expansion, strategic
- ✓Structured repayment aligned to business cash flow cycles
🏛️ Secured Corporate Loan — At a Glance
Loan Range
₹5L to ₹50 Crore+
Tenure
12 – 84 months
Collateral Required
Yes (property / assets)
Processing Speed
48 – 72 hours approval
Repayment Structure
EMI / Bullet / Custom
End-Use Restriction
None — fully flexible
Upfront Fees
Zero — transparent
What You Can Fund
Corporate Loans with Zero End-Use Restrictions
DIKSHI LEAFIN's general purpose corporate loans place no restrictions on how you deploy the capital. Fund any legitimate business need.
Meet day-to-day operational expenses — vendor payments, salaries, utilities, rent — without cash flow stress.
Fund new office, warehouse, or production facility setup. Expand capacity to capture growing demand.
Purchase or upgrade equipment, machinery, vehicles, or technology infrastructure for your operations.
Build seasonal inventory or bulk procurement to meet anticipated demand or supplier discounts.
Invest in ERP systems, automation, digital infrastructure, or technology transformation initiatives.
Fund marketing campaigns, brand development, dealer network expansion, or digital presence investment.
Capital for joint ventures, franchise investments, dealer/distributor partnerships, or strategic alliances.
Urgent vendor payments, compliance requirements, tax obligations, or unexpected operational costs.
Fund specific business projects — construction, infrastructure, product development, or service launches.
Use a lower-rate corporate loan to repay more expensive existing debt and reduce interest burden.
Accelerate your business growth trajectory — hire talent, enter new markets, or launch new products.
Bridge capital needs during ownership transitions, restructuring phases, or business transformation.
Who Qualifies
Corporate Loan Eligibility Criteria
DIKSHI LEAFIN's eligibility framework is designed to be inclusive — assessing your business's full financial picture, not just a credit number. Here's what we typically look for.
- ✓ Any registered Indian business entity — Pvt. Ltd., LLP, Partnership, Proprietorship, or Public Company
- ✓ Minimum 1 year of business operations (6 months for some unsecured products)
- ✓ Consistent revenue with clear bank statement evidence (6–12 months)
- ✓ Regular GST filing history demonstrating active business
- ✓ Positive cash flow trajectory — profitability preferred but not mandatory
- ✓ For secured loans: clear title on proposed collateral asset
- ✓ CIBIL score 650+ preferred; alternative assessment available below this
- ✓ Businesses in manufacturing, trading, services, technology, healthcare, retail, logistics, and more
📋 Documents Required
Bank Statements
Last 12 months — current account
GST Returns
Last 12 months
KYC Documents
Directors / proprietors / partners
Business Registration
COI / Partnership deed / GST registration
Financial Statements
ITR & audited P&L — last 2 years
Property Documents
Title deed, valuation report (secured loans only)
Sanction Letters
Existing loan details if any
Why DIKSHI LEAFIN
Why Businesses Choose DIKSHI LEAFIN for Corporate Loans
Fast Approval & Disbursement
Eligible applications are assessed within 48–72 hours. Disbursement follows within 24–48 hours of agreement execution. No drawn-out wait cycles.
Zero End-Use Restrictions
Use your corporate loan for any legitimate business purpose. We don't limit how you deploy capital — you know your business best.
Transparent, Competitive Rates
Every rate and fee is disclosed in your term sheet before signing. No hidden processing charges deducted from disbursement. No post-approval surprises.
One Dedicated Relationship Manager
Your named RM handles everything — from assessment to disbursal. You never repeat yourself to a different person or get lost in a queue.
Flexible Repayment Structures
Standard EMI, seasonal step-up or step-down schedules, bullet repayment, or custom structures — we design repayment around your actual cash flow reality.
Multi-Lender Access
We approach the right lender for your profile — from PSU banks and private banks to NBFCs and alternative lenders — ensuring the best rate and terms for your situation.
How It Works
Your Corporate Loan Step by Step
Submit Application (5 Minutes)
Complete the quick form on this page or call us directly. No documents required at this stage — just your business details, loan requirement, and contact information.
RM Callback Within 2 Hours
A dedicated relationship manager calls you within 2 business hours. They understand your requirement, explain suitable options, and share a targeted document list.
Document Submission & Assessment (24–48 Hours)
Submit the requested documents. Our credit team assesses your business profile, cash flows, and loan fit — typically completing the review within 24–48 hours.
Loan Offer & Transparent Term Sheet
Receive a complete written loan offer: amount, interest rate, tenure, EMI schedule, and all fees — disclosed before you are asked to sign anything.
Agreement & Disbursement (24–48 Hours)
Sign digitally. Funds are credited to your bank account within 24–48 hours of agreement execution — often faster for pre-qualified applicants.
Who We Serve
Corporate Loans for Every Sector
DIKSHI LEAFIN serves businesses across industries — from manufacturing and trading to technology startups and export businesses.
Manufacturing
Trading
Retail
E-Commerce
Logistics
Healthcare
Hospitality
Technology
Construction
Startups
Exporters
Infrastructure
Common Questions
Corporate Loan FAQs
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